Last Chance for Medicare Open Enrollment with Expanded Hours at Team Aloha Insurance Services

Medicare Open Enrollment is ending soon, and this is your final opportunity to review and update your Medicare coverage for the coming year. If you want to make sure you have the right plan that fits your health needs and budget, now is the time to act. Team Aloha Insurance Services is here to help you navigate the process with expanded hours designed to give you more flexibility and support.

Medicare enrollment form ready to be filled

Why Medicare Open Enrollment Matters

Every year, Medicare beneficiaries have a limited window to make changes to their coverage. This period allows you to:

• Switch between Original Medicare and Medicare Advantage plans

• Change or add prescription drug coverage

• Update your plan to better suit your health needs or financial situation

  
  

Missing this window means you may have to wait another year to make changes, which could result in higher costs or inadequate coverage.

How Team Aloha Insurance Services Supports You

Understanding Medicare options can be confusing. Team Aloha Insurance Services offers personalized assistance to help you make informed decisions. Their expanded hours mean you can get help outside of traditional business times, making it easier to fit enrollment into your schedule.

Here’s what you can expect when working with Team Aloha Insurance Services:

• One-on-one consultations to review your current coverage and health needs

• Clear explanations of plan options including costs, benefits, and network providers

• Help with completing enrollment paperwork accurately and on time

• Support in comparing Medicare Advantage, Part D, and Medigap plans

  
  

What You Should Review During Open Enrollment

Before you contact Team Aloha Insurance Services, gather some key information to make the process smoother:

• Your current Medicare plan details

• List of medications and dosages you take regularly

• Preferred doctors and hospitals

• Any upcoming medical procedures or changes in health

  
  

Reviewing these details helps the team recommend plans that cover your prescriptions and preferred providers without unnecessary costs.

Calendar showing Medicare Open Enrollment deadline

Tips for Choosing the Right Medicare Plan

Choosing the right plan depends on your individual needs. Here are some tips to consider:

• Compare premiums and out-of-pocket costs: A lower monthly premium might mean higher costs when you need care.

• Check drug coverage: Make sure your medications are covered under the plan’s formulary.

• Look at provider networks: Confirm your doctors and preferred hospitals are included.

• Consider extra benefits: Some Medicare Advantage plans offer vision, dental, or wellness programs.

  
  

Team Aloha Insurance Services can help you weigh these factors based on your health profile and budget.

Expanded Hours Make Enrollment Easier

To accommodate busy schedules, Team Aloha Insurance Services has extended their hours during the enrollment period. This means you can:

• Schedule appointments early in the morning or later in the evening

• Get help on weekends if weekdays are not convenient

• Receive timely answers to your questions without rushing

  
  

This flexibility ensures you have enough time to understand your options and complete your enrollment before the deadline.

What Happens After You Enroll

Once you select a plan with the help of Team Aloha Insurance Services, you will receive confirmation from Medicare. Your new coverage will begin on January 1st of the following year. It’s important to:

• Keep your new insurance cards handy

• Review your plan materials carefully

• Contact Team Aloha Insurance Services if you have questions or need help with claims

  
  

Staying informed helps you avoid surprises and get the most from your Medicare benefits.

Don’t Wait Until It’s Too Late

Medicare Open Enrollment ends soon, and missing the deadline could leave you without the coverage you need or facing higher costs. Team Aloha Insurance Services is ready to guide you through every step with expanded hours and expert advice.